Category: Finance
Feeling overwhelmed by the price of homes which simultaneously increases the cost of a down payment? You look at today's housing prices and wonder if you will ever be able to save enough. It's a valid concern. According to the MLS Home Price Index, the cost of a single-family home has skyrocketed over the past … Continue reading Don’t Just Save, invest: How to Invest Your Way to Faster Home Down Payment using First Home saving Account (FHSA)
The rising cost of living, inflation, and economic uncertainty are putting greater financial pressure on families everywhere. While we can not control the economy, we can take proactive steps to prepare for the future, especially when it comes to our children’s education. That's where a Registered Education Savings Plan (RESP) comes in. This article will … Continue reading Smart Ways to Invest in Your Child’s Education Using a Tax-Free Savings Account (RESP)
Financial experts commonly advise maintaining an emergency fund to handle unexpected needs. Similarly, Hedge funds and institutional investors often discuss having “cash on the sidelines”—capital not yet invested in the market but readily available to seize future opportunities. Economists generally attribute the holding of money to three motives: transactional, precautionary, and speculative. This post will … Continue reading The Significance of Holding Cash for Investment Opportunities
Periodically, it's important to review your portfolio holdings to determine which equities warrant increased investment for long-term growth, which present opportunities for profit-taking, and which should be sold. I typically conduct this review annually, evaluating each stock based on my observations throughout the preceding year. Given the thousands of stocks traded on U.S. and Canadian … Continue reading Top Stock Picks for 2025: A Comprehensive Review
The New Year traditionally marks a time for individuals to establish or reaffirm their commitment to personal growth and transformation. Common resolutions shared among acquaintances and observed on social media platforms often include adopting healthier lifestyles, pursuing spiritual development, and enhancing financial security – all commendable goals. While saving money is a crucial component of … Continue reading Is Your Financial Health Thriving? Make Investing Your New Year’s Priority this year 2025
In hindsight, many stock investors could have outperformed the market if they had successfully timed it. However, accurately predicting the market's next move—whether for short- or long-term investments—remains a significant challenge. Applying the right strategies can help mitigate the risk of losing money and foster portfolio growth. As an investor, I can not stress enough … Continue reading Reflecting on My 2024 Stock Investing Strategy: Wins, Misses, and Areas for Improvement
According to George Santayana, "Those who cannot remember the past are condemned to repeat it." Whether you are a short-term, long-term investor, or a trader, it is imperative to understand some common mistakes that both new and experienced investors often make in the market to maximize your returns. I have compiled a list of mistakes … Continue reading Essential Trading Lessons: The Costly Mistakes I Made and How You Can Avoid Them
The impact of government economic and monetary policies, such as taxes, interest rates, regulations, and tariffs, plays a critical role in shaping the economy and influencing stock market growth. For instance, low taxes for individuals and businesses can boost investment, innovation, and expansion, including increased hiring. This, in turn, creates more job opportunities and puts … Continue reading Navigating the Next Four Years: Investment Insights on Trump 2.0
Investing in the stock market can be rewarding, but it's important to understand the risks involved. This post will guide you through buying your first stock on U.S. and Canadian exchanges while highlighting potential risks. The principles discussed can be applied to other stock markets as well. What Organization to invest in?Choosing your first stock … Continue reading 3 simple steps on how to invest in the Stocks Today!
As a first-time investor, you wonder when the best time is to start investing and maximize your returns. Investing involves buying various assets and holding them to earn interest or profit from their growth. Starting early is a good strategy because it allows your investments to compound over time. So, the second-best time to start … Continue reading When is the Perfect Time to Invest? You Might Be Surprised by the Answer!
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