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One of the greatest challenges for any investor is consistently identifying stocks that will outperform the market. However, a second challenge just as is reviewing your portfolio, especially the losses, requires a high level of discipline. There is a profound African proverb that says: If you don't know where you're going, look back at where … Continue reading 2025 Stock Picks Review: Wins and Losses Explained
Feeling overwhelmed by the price of homes which simultaneously increases the cost of a down payment? You look at today's housing prices and wonder if you will ever be able to save enough. It's a valid concern. According to the MLS Home Price Index, the cost of a single-family home has skyrocketed over the past … Continue reading Don’t Just Save, invest: How to Invest Your Way to Faster Home Down Payment using First Home saving Account (FHSA)
The rising cost of living, inflation, and economic uncertainty are putting greater financial pressure on families everywhere. While we can not control the economy, we can take proactive steps to prepare for the future, especially when it comes to our children’s education. That's where a Registered Education Savings Plan (RESP) comes in. This article will … Continue reading Smart Ways to Invest in Your Child’s Education Using a Tax-Free Savings Account (RESP)
Financial experts commonly advise maintaining an emergency fund to handle unexpected needs. Similarly, Hedge funds and institutional investors often discuss having “cash on the sidelines”—capital not yet invested in the market but readily available to seize future opportunities. Economists generally attribute the holding of money to three motives: transactional, precautionary, and speculative. This post will … Continue reading The Significance of Holding Cash for Investment Opportunities
The impact of tariffs is a subject of ongoing debate. While some argue that tariffs protect domestic industries and generate government revenue by taxing foreign goods, others contend that they harm the economies of both the imposing and targeted countries, ultimately increasing consumer costs. This post will focus on the impact of tariffs on stock … Continue reading Investing in North American Stocks Amid Trade Tensions
Brokerage commissions have decreased significantly compared to the past when buying and selling shares was much more expensive. This reduction is likely due to advances in technology, increased competition, and greater accessibility to stock trading through online platforms. Remember that a key part of successful investing is maximizing returns while minimizing unnecessary expenses, such as … Continue reading Best Commission-Free Stock Trading Platforms in Canada for 2025
Periodically, it's important to review your portfolio holdings to determine which equities warrant increased investment for long-term growth, which present opportunities for profit-taking, and which should be sold. I typically conduct this review annually, evaluating each stock based on my observations throughout the preceding year. Given the thousands of stocks traded on U.S. and Canadian … Continue reading Top Stock Picks for 2025: A Comprehensive Review
For new investors, high-interest savings accounts offer a straightforward investment starting point. This post reviews Canadian banks, ranking them by interest rates while highlighting benefits, fees, and promotional offers for various savings accounts to aid financial growth.
The New Year traditionally marks a time for individuals to establish or reaffirm their commitment to personal growth and transformation. Common resolutions shared among acquaintances and observed on social media platforms often include adopting healthier lifestyles, pursuing spiritual development, and enhancing financial security – all commendable goals. While saving money is a crucial component of … Continue reading Is Your Financial Health Thriving? Make Investing Your New Year’s Priority this year 2025
The impact of government economic and monetary policies, such as taxes, interest rates, regulations, and tariffs, plays a critical role in shaping the economy and influencing stock market growth. For instance, low taxes for individuals and businesses can boost investment, innovation, and expansion, including increased hiring. This, in turn, creates more job opportunities and puts … Continue reading Navigating the Next Four Years: Investment Insights on Trump 2.0
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